These free tools put workers comp rules to work on a payroll sheet or a job file: a Nevada payroll limit calculator, a certificate list a general contractor can send to subs, a crew builder by class code and a three-state comparison. They show estimates and rules drawn from official sources, never a premium quote.
Illustration of a crowned crew for contractors, restaurants and breweries comparing workers comp insurance quotes in California, Arizona and Nevada.
Every Crew Deserves a Crown
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Nevada industrial insurance payroll limit: enter each person's yearly pay, with reported tips, and see how much counts under the per-employee limit for your policy date beside the old cap.
Subcontractor insurance checklist for GCs: a printable list, written to the sub, of the workers comp papers to send before work starts, at renewal and when the crew changes states.
Crown Your Crew: add a row for each class code on your policy with head count and average wage, watch an estimated yearly payroll build, and carry it into a quote request.
Workers comp rules by state: one table setting the three states against each other on which rating bureau files advisory rates, who may be exempt, how owners are treated, which contractor answers for a sub's crew and how payroll is counted.
Each tool rests on a rule explained at length elsewhere: audits, uninsured subs, restaurant payroll, owner elections and certificates. Browse the workers comp guides for the full answer and the source behind it.
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Do these tools tell me what workers comp will cost?
A1
No. They estimate payroll or lay out the rules, and none of them shows a premium, a rate or a quote. Premium depends on your classifications, the carrier's rates, your loss history and other underwriting factors, which a broker reviews when you send a quote request.
Q2
Where do the figures in the tools come from?
A2
The Nevada calculator uses the per-employee limits published in the Nevada Division of Insurance advisory loss cost files and the old cap set by state law, with the officer range from the state's rating rules. Crown Your Crew estimates payroll from the head count and average wage you enter. Each tool page lists its sources and the date they were checked.
Q3
Is what I type into a tool saved?
A3
The Nevada calculator doesn't save or send anything you type. Crown Your Crew sends nothing until you choose to submit a quote request, and then only what that request includes.