Nevada's NSCB licenses fire alarm work under C-41c Fire Alarms, and no class title names security or burglar alarms, so security installers should confirm their license class with the board. Industrial insurance (Nevada law's name for workers comp) is mandatory once an alarm company has one or more employees.
Nevada links industrial insurance to the contractor license itself. Under Nevada Revised Statutes 624.256, a license can't be issued, kept, activated again or renewed unless the board has proof of coverage, or an exemption affidavit, in hand. An alarm company meets the question at renewal as well as at audit.
| Rule | What It Means for an Alarm Company | Source |
|---|---|---|
| Employees | Industrial insurance is required once the company has one or more employees. | Division of Industrial Relations employer guide |
| License | Proof of coverage or an exemption affidavit is needed to obtain, maintain, activate or renew a contractor license. | Nevada Revised Statutes 624.256 |
| Principal contractor | Subs, independent contractors and their workers are deemed the principal contractor's employees. | Nevada Revised Statutes 616A.210 |
| Independent enterprise exception | Not available to a principal contractor licensed under Nevada's contractor chapter. | Nevada Revised Statutes 616B.603 |
| Officers and LLC managers | If unpaid, may reject by written notice to the company and the insurer; if paid and an owner, by notice to the insurer. | Nevada Revised Statutes 616B.624 |
| Sole proprietors | May elect coverage, working partners included. | Nevada Revised Statutes 616B.659 |
| License classes | C-41c Fire Alarms names fire alarms and C-2d Low Voltage Systems is the low voltage class; no title names security or burglar alarms. | Nevada Administrative Code, chapter 624 |
Nevada attaches no ownership percentage to any of these owner options. Opting in or out changes what an owner could collect if hurt on the job, so talk it over with the carrier first. Nor does a license class double as a workers comp class code; the Nevada contractor workers comp rules explain the statewide picture.
Nevada payroll is sorted into NCCI classifications. The state's published loss cost schedules carry code numbers only, with no wording beside them, and until each plain-language label is approved we keep Nevada numbers off this site. Your carrier classifies the work: fire alarm devices in a casino tower, cameras and access control in an office park, staff at a monitoring desk. California's alarm classification has no place here, and each state's list gets its own explanation on the workers comp class code lookup.
Firms running data cable alongside alarms can compare Nevada structured cabling workers comp, and sprinkler work is on Nevada fire sprinkler industrial insurance.
Illustrative scenario
Illustrative only. A Las Vegas alarm company licensed under C-41c Fire Alarms works as a sub to a general contractor on a hotel remodel, and brings in a one-person camera installer for the security side. Under Nevada Revised Statutes 616A.210 the alarm company's crew counts as the general contractor's for industrial insurance purposes, so the GC is likely to want the alarm company's certificate before work starts. The alarm company is in turn the principal contractor for the camera installer, and being licensed, it can't lean on the independent enterprise exception. In Arizona the same arrangement would turn on supervision and control, and an excavation license wouldn't fit any of this work.
Hiring the First Technician on an Exemption Affidavit
Owner-only alarm shops sometimes keep a license active on an exemption affidavit. Once the first technician is hired, industrial insurance becomes mandatory, and the NSCB needs proof of coverage to keep the license in good standing. Bind coverage before that first hire starts work, not at the next renewal.
Industrial insurance answers for injured employees. A burglary a system didn't catch, a monitoring signal that went unanswered, a ceiling tile broken during a device install or a crash in a company van typically falls to other policies. Compare the trade across three states on alarm installer workers comp insurance, or see the Arizona rules on Arizona alarm installer workers compensation.
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No Nevada class title names security or burglar alarms. Fire alarm work is licensed under C-41c Fire Alarms, and C-2d Low Voltage Systems is the low voltage class, but its title doesn't mention alarms either. Only the NSCB can confirm which class fits your security jobs, so ask before you bid.
Yes. One technician is enough: Nevada requires industrial insurance for an employer with one or more employees. An owner-only shop running on an exemption affidavit has to replace it with a policy before the first tech starts, or the NSCB license is at risk at renewal.
Because under Nevada Revised Statutes 616A.210 your crew counts as the GC's employees for industrial insurance purposes. That gives the GC a direct stake in your coverage. Expect to show a current certificate before the job, and ask the same of any installer working under you.
Only for employees paid above it. On policies from January 1, 2027, pay up to $102,452.16 per employee counts, so a technician below that is counted in full. The same law change came with lower loss costs to offset the extra payroll counted across the state; an alarm company with several high earners may still pay more.
Yes, if you're paid and own the company: Nevada lets that kind of officer or LLC manager reject coverage by notifying the insurer, and no ownership percentage applies. Opting out changes what benefits you'd have after an injury on a ladder, so go through it with the carrier first.
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Reviewed by David Gleason, Principal, on .
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Nevada alarm company industrial insurance, from the first hire to the payroll limit.
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