For Arizona low voltage workers comp, data, fiber and network cabling contractors typically license under C-67 Low Voltage Communication Systems. Cabling jobs often bring in subs for pulls and terminations, and Arizona Revised Statutes 23-902 can treat those subs and their workers as your employees when the work belongs to your trade and you control it.
Two questions settle most of an Arizona cabling firm's workers comp: who becomes your employee once you hire help by the project, and which owners are on the policy. The statutes answer both, and the carrier applies them to your crews.
| Rule | How It Lands on a Cabling Firm | Source |
|---|---|---|
| Subs inside your trade | A pulling or termination sub working under your supervision or control, on cabling that is part of your trade, may be treated with its workers as your employees. | Arizona Revised Statutes 23-902 |
| Written agreements | An independent contractor agreement creates a presumption of independence that the facts can rebut. | Arizona Revised Statutes 23-902 |
| One-person subs | A sole proprietor hired as an independent contractor may sign a waiver, which your carrier also signs and dates. | Arizona Revised Statutes 23-961 |
| Audit findings first | Before charging premium on workers it treats as yours under those rules, the carrier needs written audit findings. | Arizona Revised Statutes 23-961 |
| Owners | Working members and shareholders below 50% are employees; at 50% or more, only by an election the carrier accepts in writing. | Arizona Revised Statutes 23-901 |
| Employee rejection | In writing, before any injury, and the employee's own choice. | Arizona Revised Statutes 23-906 |
Your C-67 Low Voltage Communication Systems license tells the ROC what you may contract for. It isn't a workers comp class code, and it says nothing to a carrier about rating a technician who splices fiber or one who mounts racks. Partnerships and one-owner businesses use that same election path; the Arizona contractor workers comp rules explain the detail.
Arizona cabling payroll goes into NCCI classifications. Our research found no Arizona list published officially for the public, so Arizona code numbers stay off this site and the carrier decides classification once it sees the work. A firm that pulls cable in new construction, splices outside fiber and installs network gear in finished offices should describe each kind of work and roughly how much payroll it takes. Nothing from California's cabling list transfers. Which states publish lists, and which don't, is explained on the workers comp class code lookup.
Illustrative scenario
Illustrative only. Two partners each own 50% of a Phoenix cabling LLC holding C-67 Low Voltage Communication Systems, and both pull and terminate cable beside five technicians. For a hospital expansion they hire a fiber splicing company and set its schedule and test sequence. Because each partner sits at the line, neither is on the policy unless the carrier accepts a written election. The splicing crew may count as the LLC's employees under Arizona Revised Statutes 23-902 if it shows no coverage of its own. Put the same firm in Nevada and the owner rule changes, since Nevada sets no ownership percentage; put a framing company in its place and the license class no longer fits.
Letting a Sub's Certificate Run Out Mid-Project
Long cabling jobs outlast policies. A sub's certificate that was current at kickoff can expire months before the last terminations, and the auditor looks at coverage for the dates worked. Ask for a renewed certificate when a sub's policy date passes, not only at the start.
Injuries to your technicians are the job of workers comp. A severed line during a ceiling pull, a network outage after cutover, a gouged finish in a tenant space or a van crash usually belongs under general liability or commercial auto instead. The network cabling workers comp page compares all three states, and Nevada structured cabling workers comp covers the industrial insurance side.
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The ROC lists a C-67 Low Voltage Communication Systems class, and data, fiber and network cabling contractors typically license under it. Ask the Registrar whether the class matches the work you bid. The license is one question and your workers comp classification is another.
It can be. Arizona Revised Statutes 23-902 reaches a sub when splicing falls within your own trade and you direct the work; then the sub and its people may be counted as yours. A certificate covering the dates worked is the usual way to keep their payroll off your audit.
Not before it gives you written audit findings. Arizona Revised Statutes 23-961 holds off any premium charge on people the carrier treats as your employees, whether under the statutory employer test or the independent contractor test, until those findings exist, so ask to see them if a sub's pay appears on the audit.
The carrier, once you ask. In Arizona a working owner holding 50% or more becomes an employee for workers comp only if the carrier agrees, in writing, by endorsement, while a member under that share who works day to day is an employee. Settle each owner's status before the policy year begins.
It may be; that depends on how the carrier reads the duties, since Arizona uses NCCI classifications and this site doesn't publish them. Describe splicing, pulling and equipment installation separately when you apply, with the payroll for each.
6 official sources
Reviewed by David Gleason, Principal, on .
Next Level Experience. Insurance Done Right.
Arizona cabling workers comp, from project subs to owners who pull cable.
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